The calculator below helps you determine the interest rate and loan repayment based on your loan amount and product selection. Please speak to an accredited Regional Australia Bank lender to ensure the product you select aligns with your financial goals. The calculator is intended as a guide to help you better understand your options.
Following the RBA announcement, Regional Australia Bank will be passing on the full 0.25% cash rate decrease to our existing members who are on variable rate home loans. This change will be effective from 22nd August 2025.
This tool allows you to calculate the effects of splitting your loan into fixed rate and variable rate components and how you can benefit from hedging your bets!