Support for our members
If you’re experiencing financial hardship, or other challenging circumstances, let us help.
Find the best Home Loan for you
The calculator below helps you determine the interest rate and loan repayment based on your loan amount and product selection. Please speak to an accredited Regional Australia Bank lender to ensure the product you select aligns with your financial goals. The calculator is intended as a guide to help you better understand your options.
Savings Booster
Boost your business savings with our Business Savings Booster account!
Boosted Interest rate (up to $250,000)
4.25% p.a
3
4
Boost your surplus money with a competitive interest rate
Boost your business savings with our Business Savings Booster account! Designed to help you grow your funds with competitive interest rates, this account offers flexibility and easy access to your money. To earn the bonus interest rate, deposit a minimum of $100 each month and make no withdrawals. Ideal for businesses looking to maximise returns while maintaining liquidity, it ensures your surplus funds are working efficiently for you. Manage your savings effortlessly with 24/7 online banking and no monthly account-keeping fees. This product is not available to associations or trusts.
To earn boosted interest rate
Features & Benefits
Features
| Community Partnership Program | No |
| Visa Debit Card (ATM and Eftpos) | No |
| Access card (ATM and Eftpos) | N/A |
| Internet and mobile banking | Yes |
| Direct debits and credits | Credits only |
| Cheques | No |
| Branch and contact centre | Yes |
| Minimum balance | No |
| Overdraft available | No |
| Base Interest rate | 0.00% p.a |
| Boosted Interest rate (up to $250,000) | 4.25% p.a3 4 |
Interest conditions
Deposit at least $100 and don’t make any withdrawals through the month to receive boosted interest for that month.
Boosted interest paid on portion of account balance up to $250,0004.
Interest frequency
Calculated daily, paid monthly.
End of month rate applies to whole month.
Fees
| Access fee | Free |
| Internet, mobile, and phone banking transactions | Free |
| ATM withdrawals or enquiries | N/A |
| Eftpos or Visa transaction | N/A |
| Direct debits and credits | Credits only - Free |
| Over-the-counter withdrawal | Free |
| Staff-assisted external transfer | Free |
| Over limit fee | $3.50 |
| Direct debit dishonour | N/A |
| Bank cheque fee | $11.00 |
| Cheque deposit | 10 Free deposits per month Additional deposits $0.50 |
Find out more about the Savings Booster Account
Let us know how we can help by leaving your details, and as much information as possible, using the form below. We'll get back to you at a convenient time so you can get going sooner.
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Community Partnership Account
Enhance your community support with our Community Partnership Account.
Mortgage Secured Commercial Loans
Whether secured by residential, commercial or rural property our dedicated Commercial Lending Team can tailor a commercial mortgage to meet your long term finance needs.
Financial assistance
If the unexpected happens, and you have missed a repayment or you’re unable to meet your repayments, please get in touch.
Lost or stolen card
If your card has gone missing, or it’s been stolen, you should immediately block it and request a replacement.
Technical support
If you experience any technical issues with online access or account features, our team is available to assist you.
Disclaimers
1
Payments are usually received by the beneficiary bank within 1 to 3 business days after receipt of funds by Convera in accordance with payment instructions. There is no delivery period guarantee. Some currencies may take longer than others to process.
2
Regional Australia Bank has entered into contractual arrangements with Convera Australia Pty Ltd (ACN 150 129 749; AFSL 404092) (“Convera”), to assist it in fulfilling certain foreign exchange and payment services, including telegraphic transfers. The relationship relating to the product or services described is solely between you and Regional Australia Bank.
Fees and charges may apply, depending upon the product or service.
Full terms and conditions are available here. Convera does not give any advice, general, personal or otherwise. This information has been provided without taking into account of your objectives, financial situation or needs. This communication has been prepared solely for informational purposes and does not in any way create binding obligations. No representations, warranties or conditions of any kind, express or implied, are made in this communication.
3
Interest rates are on a per annum basis and are current as of today's date and are subject to change.
4
Interest rates are on a per annum basis and are current as of today's date and are subject to change.
Interest payable reverts to Base Interest if interest conditions are not met. Base Interest paid on portion of account balance up to $250,000.
This product is not available to associations or trusts. Maximum of one Savings Booster account per member.