Support for our members
If you’re experiencing financial hardship, or other challenging circumstances, let us help.
Find the best Home Loan for you
The calculator below helps you determine the interest rate and loan repayment based on your loan amount and product selection. Please speak to an accredited Regional Australia Bank lender to ensure the product you select aligns with your financial goals. The calculator is intended as a guide to help you better understand your options.
Following the RBA’s decision to lift the official cash rate, variable loan interest rates will increase by 0.25% p.a., effective 22 October 2026.
Mortgage Secured Commercial Loans
Unlock your business potential with our Mortgage Secured Commercial Loan.
Unlock your business potential with our Mortgage Secured Commercial Loan.
Tailored to meet the needs of your growing business, this loan provides competitive rates and flexible terms, using your property as collateral. Whether you're looking to expand, upgrade equipment, or manage cash flow, our loan solutions offer the support and security your business requires.
Why will our Mortgage Secured Commercial Loan suit you
Features & Benefits
Features
| Split loans available | Yes |
| Repayment options | Principal & Interest, Interest Only, Interest in Advance |
| Minimum amount | $500 |
| Maximum term | 30 years (residential security), 15 years (commercial or rural security) |
| Advance payments | Yes (variable loans only) |
| Redraw | Yes, minimum $500 (variable loans only) |
| Repayment frequency | Monthly, Quarterly, Semi-Annually or Annually |
| Minimum deposit (No LMI) | Residential, Commercial or Rural security options 4 |
Rates
| Interest Rates | Contact our Commercial Lending Team for details1 3 5 |
Fees
| Monthly service fee | None |
| Redraw fee | $0 |
| Approval fee | Contact our Commercial Lending Team for details |
Want to know more about our Business Loans?
Fill in the form below and we will get back to you as soon as possible.
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Account management and support
For help with managing your account, including online access, and other features, contact our support team.
Financial assistance
If the unexpected happens, and you have missed a repayment or you’re unable to meet your repayments, please get in touch.
Technical support
If you experience any technical issues with online access or account features, our team is available to assist you.
Disclaimers
1
Terms, conditions, fees, charges and normal lending criteria apply. See Fees & Charges for full details.
2
Terms & Conditions apply.
3
Please refer to the Product Details and Conditions of Use when considering if this product is right for you.
4
Interest rates are on a per annum basis and are current as of today's date and are subject to change. The interest rate applicable to your loan or product is not confirmed until your application is approved and may change prior to approval or settlement.
5
Regional Australia Bank is the issuer of the product.
6
No fees can be charged to this account. Any applicable fees will be charged to another account under your membership.